Don't Get Stressed, Skip the Life Insurance Doctor Test!

no medical exam life insurance, life insurance policy, no exam life insurance

I think we can all agree that we all could use a little less stress in our lives. Maybe some of us would even say a lot less stress. That's why when you can find ways to make your life a little easier, that's not a bad thing. I mean, they came up with takeout, dishwashers, laundry machines, calculators, and all that good stuff for a reason. We love it and I am here for it, haha!

So when I found out that not everyone needs to get a doctor exam to get life insurance, I had to share. I know a lot of people who want to get life insurance, but were nervous about the exam. Whether it was because they have white coat syndrome, afraid of what the results would be, or if their results would reject their application.    

No worries anymore, because now you're in luck! You too can have that wonderful sense of peace and security by getting life insurance without a medical exam. That's right, no doctor visit, no physical, nothing!

Please know though, that you should weigh your options between a life insurance plan that doesn't require a medical exam, to one that does. You will also find that there are many different types of insurances for each option. Some other factors to consider are; your budget, health, desired return and length of the insurance (such as term or whole life).

According to Forbes Advisor survey... at least three in four American adults have some form of life insurance, but that women (22%) are twice as likely as men (11%) to lack life insurance. Come on ladies, let's step up our game! We can do this!

If your not sure how much life insurance to get, it's estimated that you should get between 10-12 times your annual income. If you check out the previous link, you will also find helpful information that includes; calculators, the best time to get health insurance and the difference between whole and term insurance policies. Plus, much more.

By getting life insurance, you are ensuring that your family has a bright future and that they will be taken care of. Life can throw us curveballs and being prepared is your best line of defense.   

Yes, there's a lot to consider when deciding on a life insurance policy, but please don't get disheartened. It's worth the effort and knowing that you don't need to get a medical exam to get a life insurance policy can give someone a whole new outlook, especially for those who thought they would never be able to get a policy.


  1. Very informative article. Life Insurance is such an important consideration that offers added peace of mind that loved ones will be taken care of.

  2. Life insurance is so important and one of the best ways to tell your family that they love them!

  3. Thanks for the great information

  4. Life Insurance is very important for the piece of mind it offers. Thanks for sharing about this.

  5. This is good to know. I will be looking into a good carrier for my family.

  6. Thanks for this super informative post.

  7. Always important information.